Injured in a Car Accident? There are Benefits to Living in Minnesota
In most states, when you are injured in a car or motorcycle accident that wasn't your fault, you would typically file a claim with the other person's car insurance company and receive a certain level of compensation. If you caused the accident, you are usually on your own to pay for recovery.
Well, Minnesota does things a little differently. Here, if you are injured in a car or motorcycle accident, and it wasn't your fault, you can file a claim with not only the other person's insurance company but also your own, giving you TWO resources for helping to ensure you have enough money to cover medical and disability expenses.
And if you were involved in an accident and it was "my fault?" Minnesota state law requires YOUR car insurance company to pay YOU compensation for your injuries, regardless if you were at fault or not.
These benefits, called no-fault insurance, are a part of every Minnesotan's car insurance policy and are extremely under-utilized, if even widely known.
How Do I Take Advantage of No-fault Insurance?
Just like you would call and file a claim with a car insurance company after an auto accident, you can call your insurance carrier to file a no-fault insurance claim. The problem with doing so without an attorney though, is that insurance companies fight no-fault insurance claims hard and often times under-pay people or deny benefits all together on technicalities.
Retaining a lawyer can help ensure that misleading paperwork gets filled out correctly, claims are followed up on and most importantly, injured people can get the car insurance benefits they have dutifully paid for each month for years.
Weston Law Office takes car accident injury cases on contingency and advances any costs of filing a claim, which means you don't pay anything out of pocket — our fees and costs come from what the insurance company pays out.
The only risk of taking a short time to consult with a car accident injury lawyer is potentially getting the compensation to which you are entitled.
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The Little Known Benefit in Your Car Insurance Policy
When you are injured in a car accident, typical protocol is to file a claim with the insurance company of the person who caused the collision. Usually, if you caused the collision, you are mostly on your own to pay for rehabilitation.
In Minnesota however, when you are injured in a car accident that wasn't your fault, you can file a claim with the other person's insurance company AND your own. And if you caused the collision? State law requires your insurance company to pay YOU benefits for care.
This free guide helps shed light on Minnesota's no-fault insurance law and how after a car accident, you can get enough benefits to cover chiropractic, medical or disability expenses.