Life can change in a matter of seconds. Imagine an afternoon walking your dog in St. Paul’s Lowertown Dog Park, and out of nowhere an aggressive, off-leash dog becomes territorial and attacks, leaving you with an open wound. Or perhaps while cautiously making your way home through Cleveland Circle, a car slides through the intersection and t-bones you. Chronic back pain causes missed work and lost wages. Even the unthinkable can happen. A semi-truck’s urgent need to break on a snowy I-94 creates a jackknife across the interstate; consequently, cars pile up and a life has tragically been lost.
Accidents that result in personal injury can happen at any time of year, of course, but as the snow starts falling and the inches pile up on top of St. Paul’s already steep, winding roads and busy interstates, the potential for accidents increases. Any harm, injury, or wrongful death that resulted from someone’s mistake or negligence is crucial to discuss with a personal injury lawyer.
Minnesotans are notoriously proud and independent people. But here’s the thing–filing a personal injury claim isn’t really the time to DIY. Insurance companies are complicated by design to protect their precious bottom dollar and keep payouts to a minimum.
It can feel confusing to know whether an incident that caused an injury requires a lawyer, and sometimes “Minnesota Nice” keeps people from fighting for compensation from the responsible party. There is no need to engage in an ongoing internal debate about whether or not your injury is severe enough to file a claim; anxiety about lost wages and outstanding medical bills shouldn’t cause you paralysis of action. Hiring a personal injury lawyer during this time is your best option because they will act as a sage to guide you through the legal system, navigate the insurance company, and get your finances back in order–in other words, they’ll do the hard work for you.
Here’s the process in a nutshell:
Seek Medical Attention
First of all, go to a doctor–that’s just common sense. Even if you think that sore hip will clear up in a day or two, it’s important to get checked out. Make sure that you are thoroughly looked at, and request paper copies of your visit. Keep all your records: medical records, bills, and get an estimate in writing for future cost. Any expected medical costs or potential lost wages from missing work are important information when filing a personal injury claim.
Seek Legal Help
The lawyers at Weston Law Office care about making life easier for their clients–this is especially true for clients nursing a preventable injury. A free consultation with a personal injury lawyer will help to clarify the process and develop the best strategy for your upcoming chess match with the insurance company.
Most insurance companies want to settle fast because open lawsuits are a liability. They want to protect their company’s name, and having a knowledgeable lawyer experienced with this process will expedite the settlement.
Can’t settle? Suit.
Clearly a lawsuit is everyone’s last resort. You are much more likely to receive the settlement you deserve and avoid a long, drawn out lawsuit when you work with a personal injury lawyer.
Of course, a personal injury lawyer can’t help with physical pain, but they will certainly help relieve the burden and emotional pain caused by financial worry. It’s simple; you work on getting better, and your lawyer works for you. It pays to have an experienced lawyer go toe-to-toe with the insurance companies, fight for a payout, and get you financially back on your feet.
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When you are injured in a car accident, typical protocol is to file a claim with the insurance company of the person who caused the collision. Usually, if you caused the collision, you are mostly on your own to pay for rehabilitation.
In Minnesota however, when you are injured in a car accident that wasn’t your fault, you can file a claim with the other person’s insurance company AND your own. And if you caused the collision? State law requires your insurance company to pay YOU benefits for care.
This free guide helps shed light on Minnesota’s no-fault insurance law and how after a car accident, you can get enough benefits to cover chiropractic, medical or disability expenses.