Average Car Accident Settlement in Minnesota: What You Need to Know

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Average Car Accident Settlement in Minnesota

Navigating the aftermath of a car accident can be daunting, especially when considering the legal and financial implications. If you or a loved one has been involved in a car accident in Minnesota, understanding the average settlement can help you set realistic expectations. In this blog post, we delve deep into the average car accident settlement in Minnesota, using information aggregated from top sources.

Factors Influencing Settlement Amounts

Before we dive into specific figures, it’s essential to understand that car accident settlements vary significantly based on various factors:

  • Severity of the Injury: Minor injuries generally result in lower settlements than severe ones, like traumatic brain injuries or spinal cord damages.
  • Medical Expenses: The total amount of your medical bills will play a significant role.
  • Lost Wages: If the accident caused you to miss work, this lost income would be factored in.
  • Property Damage: Damage to your vehicle or other personal belongings can affect the settlement.
  • Pain and Suffering: This non-economic factor covers the emotional and psychological impact of the accident.

Average Settlement Figure

While exact figures can be challenging to pinpoint due to the factors listed above, research from top sources indicates that minor to moderate injury cases in Minnesota often settle for amounts ranging from $10,000 to $75,000. For more severe injuries, the settlements can easily exceed $100,000, sometimes reaching upwards of $1 million or more, especially in cases of permanent disability or wrongful death.

Role of Fault in Minnesota Accidents

Minnesota follows a “no-fault” system for car accidents. This means that irrespective of who caused the accident, victims will typically turn to their own insurance policies first to cover medical expenses and lost wages. However, if your damages exceed the no-fault limits or if you’ve suffered severe injuries, you might be able to step outside the no-fault system and pursue a claim against the at-fault driver.

Limitations and Caps on Settlements

It’s vital to be aware of Minnesota’s statute of limitations for car accident claims, which stands at six years from the date of the accident. If you don’t initiate a claim within this period, you risk forfeiting your right to pursue compensation.

Minnesota does not place a cap on the damages one can receive after a car accident. However, there’s a threshold for stepping outside the no-fault system: you must have at least $4,000 in medical expenses or have suffered from certain types of injuries.

Tips to Maximize Your Settlement

  • Gather Evidence: Photos, witness testimonies, and police reports can be invaluable.
  • Seek Medical Attention: Even if you feel fine, some injuries manifest later. A medical record links the accident to your injuries.
  • Work with an Attorney: A skilled car accident lawyer can be instrumental in negotiating a higher settlement.
  • Document Everything: From medical bills to lost wages, ensure you have a record.

Consultation is Key

While the figures mentioned provide a general overview, individual cases can vary widely. To get a clear understanding of what you might expect in terms of settlement, consulting with a Minnesota-based car accident attorney is essential.


Understanding the intricacies of car accident settlements in Minnesota can empower victims to make informed decisions and set realistic expectations. Remember, while averages provide a guideline, your specific circumstances, evidence, and the expertise of your attorney play a pivotal role in the final outcome.


Contact us for a no-obligations chat about your case.
You can also call us at 612-465-9049 or send us an email at info@westonlawmn.com.